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Our aim is to maximise your returns in varied areas and ensure your independence at retirement, taking tax and estate planning into account to maximise your wealth.
Building and preserving wealth is about more than just accumulating assets — it’s about ensuring financial security, creating sustainable income streams, and planning for a comfortable retirement.
At Tracey Devonport Financial, we provide strategic wealth and retirement planning solutions tailored to your lifestyle and long-term goals.
The main points
- Monthly and yearly income sources (salary, investments, side hustles)
- Stability and growth potential of income
- Diversification of income sources
- Debt-to-income ratio assessment
- Interest rates and repayment strategies
- Outstanding debts (credit cards, student loans, vehicle finance, home loans)
- Understanding tax brackets and deductions
- Tax-advantaged vehicles (retirement annuities, tax-free savings accounts)
- Annual SARS filing and optimisation
- Short-term goals (a holiday, car purchase, home improvement)
- Long-term goals (buying a house, early retirement, an education fund)
- Passive income strategies
