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We check every aspect of your financial life, from your medical cover through life and disability to your local and international savings for the short, medium and long term.
We take all factors into account when deciding on your investments, including your preferences, age, risk profile, personal commitments and lifestyle goals. We will compile a full financial analysis indicating your current position and future requirements, showing shortfalls and giving a clear path to your financial health.
Step by step, we will help you maximise your assets throughout your life and build your wealth.
The main points
- Monthly and yearly income sources (salary, investments, side hustles)
- Stability and growth potential of income
- Diversification of income sources
- Debt-to-income ratio assessment
- Interest rates and repayment strategies
- Outstanding debts (credit cards, student loans, vehicle finance, home loans)
- Understanding tax brackets and deductions
- Tax-advantaged vehicles (retirement annuities, tax-free savings accounts)
- Annual SARS filing and optimisation
- Short-term goals (a holiday, car purchase, home improvement)
- Long-term goals (buying a house, early retirement, an education fund)
- Passive income strategies
